Technology
Erlang/BEAM

BUILT
DIFFERENT.

Moni runs on Erlang/BEAM — the same technology that powers WhatsApp (2B users) and Klarna (€80B+ processed). Built for 100,000+ transactions per second.

ENGINE
Erlang/BEAM
SPEED
Sub-200ms
UPTIME
99.999%
01 / Architecture

Under the
hood.

ALL NODES CONNECTED
NETWORK STATUS OPERATIONAL
NODE-1
NODE-2
NODE-3
02 / Performance

Raw
power.

TRANSACTIONS / SECOND
0K+
CAPACITY
SETTLEMENT TIME
<0ms
AVG LATENCY
UPTIME TARGET
0%
FIVE NINES
SINGLE POINTS OF FAILURE
ZERO
FULLY DISTRIBUTED
REDUNDANT NODES
03 / Why Erlang

Why
BEAM?

While others build payment systems on fragile frameworks, we chose the most battle-tested concurrent runtime on the planet.

01

Battle-Tested

Powers telecom systems handling billions of calls. WhatsApp serves 2B+ users, Klarna processes €80B+ in payments — all on Erlang.

02

Fault-Tolerant

Individual processes crash and restart without affecting the system. Supervisor trees heal failures automatically in microseconds.

03

Massively Concurrent

Millions of lightweight processes running simultaneously. Each user transaction gets its own isolated process — no shared state, no locks.

04

Hot-Upgradable

Update code without stopping the system. Deploy new features while thousands of transactions are in flight. Zero-downtime releases.

POWERED BY THE SAME TECH AS
WhatsApp
2B+ users
Klarna
€80B+ processed
Ericsson
99.9999999% uptime
bet365
100M+ customers
04 / Security

Fort
Knox.

End-to-End Encryption

AES-256 encryption for all data in transit and at rest

Biometric Auth

Fingerprint and face recognition for transaction approval

Real-Time Fraud Detection

ML-powered anomaly detection on every transaction

Central Bank Aligned

Full compliance with NBS 3.0 regulatory framework

REGULATORY COMPLIANCE
Central Bank of Suriname — NBS 3.0 Aligned

Full compliance with national banking supervision requirements for electronic payment systems.

Ready to
experience it?

Join the waitlist and be among the first to use Suriname's most advanced payment platform.